To qualify, your debt must:
- Be owed to a mortgage servicer, county treasurer, or condo association listed on the Participating Partner list, and partner agrees to receive program payments
- Have an unpaid mortgage principal balance equal to or less than $729,750
- Have a total delinquency less than $30,000
Your debt is NOT eligible if:
- It is a land contract transaction or privately held mortgage
- It is not active or is a charged off debt
- The foreclosure date has already occurred