To qualify, your debt must:

  • Be owed to a mortgage servicer, county treasurer, or condo association listed on the Participating Partner list, and partner agrees to receive program payments
  • Have an unpaid mortgage principal balance equal to or less than $729,750
  • Have a total delinquency less than $30,000

Your debt is NOT eligible if:

  • It is a land contract transaction or privately held mortgage
  • It is not active or is a charged off debt
  • The foreclosure date has already occurred