Your primary residence must be located in Michigan and can be any of the following types of structures:

  • A single-family home
  • A single-family condominium (attached or detached)
  • A manufactured or mobile home (single or doublewide) on a foundation, permanently affixed and taxed as real estate (a recorded Affidavit of Affixture of Manufactured Home may be requested)
  • 1-4 unit residential properties if one unit is occupied as your primary residence

Property CANNOT be:

  • Currently listed for sale or have a pending purchase agreement
  • A vacation property or second home
  • An investment or rental property (except 1-4 unit residential properties as listed above)
  • Abandoned, vacant, or condemned property
  • A commercial property (zoned commercial)
  • A mobile home located on rented land or in a mobile/manufactured home park
  • Held in Trust or held in a business name
  • An active land contract
  • Property already foreclosed
  • Secured by a senior lien that is not current or cannot be brought current using program funds
  • Secured by a lien that has been charged off
  • Delinquent for condominium association fees that cannot be brought current using program funds