To qualify for assistance, you must meet all of the following requirements:

  • Be a Michigan resident
  • Have an ownership interest in the property and be able to sign a new mortgage lien on property
  • Occupy the property as your primary residence, presently and at the time of the qualifying involuntary hardship event
  • Have experienced a qualifying involuntary hardship (see FAQ #12) that caused the delinquency
  • Have income necessary to sustain ongoing mortgage, condo association fees, and/or property tax payments (see FAQ #9 & FAQ #13)
  • Have limited cash reserves no greater than $10,000 (see FAQ #10)

You are NOT eligible if you have:

  • A conviction within the last 10 years on a financial-related felony, including larceny, theft, fraud, forgery, money laundering and/or tax evasion