Welcome. You have taken a Step Forward!

The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) in collaboration with the Michigan State Housing Development Authority (MSHDA), received federal funds in 2010 from the U.S. Department of the Treasury to help Michigan take a step forward through a comprehensive, statewide strategy that is aimed at helping homeowners prevent foreclosure and stabilize communities.

Through this StepForwardMichigan.org website, homeowners who have experienced a hardship impacting their ability to pay their mortgage, property taxes, or condominium fees can find out more information about the program and print an application for a Hardest Hit Fund loan.

Over 32,000 Michigan Homeowners have received a 0% interest forgivable Hardest Hit Fund loan to help them stay in their homes!

Click apply now if you are delinquent on your mortgage, property taxes, or condominium fees, and;

  • You own and live in your own home
  • Your lender, county treasurer, or condominium association is a Participating Partner
  • You have less than $10,000.00 in your bank accounts
  • You have enough income to pay your future housing expense
  • A qualifying event caused the delinquency, such as; Unemployment,
    Underemployment, Death, Medical Event, Divorce, or Significant Housing Repair
    Expense

Click login to resume a prior application or check the status of an existing application.



The HHF - Blight Elimination Program
Visit the Main MSHDA’s Webpage



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STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

December 1, 2016

Over 33,121 Michigan families have received

$204.6 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 10,115 blighted properties

Over $156.5 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________


STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________

STEP FORWARD MICHIGAN

Michigan’s Hardest Hit Fund Program

____________________________________________

 Michigan Hardest Hit Fund Quarterly Reports

U.S. Department of the Treasury Hardest Hit Fund Overview

Michigan State Housing Development Authority Website

____________________________________________

IMPORTANT INFORMATION

____________________________________________

PROGRAM HIGHLIGHTS

October 1, 2016

Over 32,610 Michigan families have received

$204.2 million in mortgage assistance

$86.8 million in property tax assistance

$301 thousand in condominium fee assistance

The program has assisted with 

demolition of 9,850 blighted properties

Over $152.7 million used for blight elimination

____________________________________________

REVIEW THE LINKS BELOW FOR MORE ABOUT STEP FORWARD MICHIGAN

Learn More About The Program

Review Answers To Frequently Asked Questions

Find Out If Your Lender or County Participates

____________________________________________

 CLICK THE FORM BELOW TO LEARN HOW TO APPLY FOR PROPERTY TAX ASSISTANCE

 Property Tax Assistance Form

____________________________________________

 FOLLOW THE LINK BELOW FOR OTHER FORECLOSURE PREVENTION RESOURCES

 MSHDA Foreclosure Prevention Resources

____________________________________________

CHECK OUT OUR YOUTUBE VIDEOS

Foreclosure Prevention Help

Not Out of Options

Free Help!

On Track

Good Help is Hard to Find

Keep Your Home

Fight Back

____________________________________________


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